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Summer 2026 Alert

AI Voice and Video Scams Are Here — The Old Rules Still Protect You

Criminals are now using AI to clone voices and even fake live video calls. In one scheme spreading this summer, scammers use FaceTime to pose as bank staff and collect account passwords. A recent poll found that 12% of successful scams last year involved AI or deepfakes. The defense hasn't changed: if a call feels urgent — even one that sounds exactly like your grandchild or your bank — hang up and call back on a number you already trust. That one habit defeats nearly all of these scams.

Read the full guide →

Top Scam Guides

Protect Yourself Today

Three things you can do right now to make yourself safer

You don't need to be a tech expert. These three steps take less than an afternoon and protect you against the most common fraud tactics.

01

Freeze your credit

A credit freeze stops anyone from opening new accounts in your name. It's free, takes 15 minutes, and is the single most effective thing you can do to prevent identity theft.

Freeze at all three bureaus: Equifax, Experian, and TransUnion. You can temporarily lift it anytime you need to apply for credit.

02

Set up a family safe word

Pick a word only your family knows. If anyone calls claiming to be a relative in trouble, ask for the word first. This simple step defeats grandparent scams and AI voice clones.

Choose something memorable but not guessable — not a pet's name or birthday. Share it at your next family dinner. No word, no wire.

03

Turn on two-factor authentication

Your email is the skeleton key to everything — bank resets, Social Security, medical records. Two-factor authentication means even if someone steals your password, they still can't get in.

Start with your email and your bank. Most have a "Security" or "Login" section in settings. It takes 5 minutes per account.


What To Watch For Right Now

The latest scams making the rounds

Scammers follow the calendar. Tax season, holidays, elections, natural disasters — they exploit whatever is in the news.

sequimgazette.com · 2026-08-05
A free financial scam prevention seminar in Sequim drew seniors to learn warning signs from law enforcement, with Clallam County residents having lost millions to fraud schemes involving impersonation...
bankingjournal.aba.com · 2026-08-05
Financial scams exploit consistent psychological levers—trust, urgency, reward, fear, and confusion—that criminals adapt to new technologies rather than fundamentally reinvent. Historical schemes like...
citizen.digital · 2026-08-05
Twin brothers Peter and Paul Okoye of Nigerian music duo P-Square accused their elder brother and manager Jude Okoye of orchestrating multi-billion-naira royalty fraud, alleging he diverted hundreds o...
bostonglobe.com · 2026-08-05
A 25-year-old Ugandan man named Gideon Mwesezi was trafficked to Myanmar in 2023 and enslaved in a compound where he and hundreds of thousands of others were forced to operate "pig-butchering" investm...
asiasentinel.com · 2026-08-05
Indonesia ranks second globally for fraud vulnerability, with the state-operated Anti-Scam Center recording Rp7.9 trillion (US$474 million) in domestic losses from hundreds of thousands of complaints ...
cpapracticeadvisor.com · 2026-08-05
The IRS and Security Summit partners warned tax professionals about five types of phishing scams—including spear phishing, cloned emails, whaling, and fake new-client emails—designed to steal sensitiv...
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$28.3 billion

Lost to elder fraud every year in America.

Only $3.1 billion gets reported. That's a 9x gap between what happens and what anyone hears about. Elderus exists to close that gap — with education, awareness, and tools that treat older Americans with the respect they deserve.

Built on analysis of 24,641 fraud-related articles from 30+ news sources across America.


Explore the Fraud Database

36 scam types identified and growing

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